Personalized Home Loan Services
Arizona Mortgage Man has years of experience finding loans for our customers. Throughout Arizona, USDA home loans have helped clients purchase, renovate, and rebuild houses in rural areas. While these loans are not typical, they are incredibly useful to all those who qualify for them. We have developed a system that helps rural clients find the best loan terms and type possible for their system. We deliver on our promises through personalized service and by working directly with banks on your behalf. When you work with us, you gain a partner. And we never send our partners to work with outside agencies.
The Advantages of Seeking a USDA Home Loan
USDA home loans are highly-specialized loans with stringent requirements. They are primarily used in rural areas for new home purchases and renovation tasks. Homeowners must have an income that is 115% of the median income in the area. More importantly, to qualify, your family must be without adequate housing but capable of making mortgage payments. They are perfect for veterans because only VA loans match them. As a result, vets can utilize USDA loans to procure a new house’s below-market interest rate. Some of the benefits of USDA mortgages include no down payment options, no-prepayment penalties, built-in closing costs, and flexible credit guidelines.
We Offer Versatile Services and Personalized Loans
USDA home loans are an excellent way for veterans to purchase homes and to begin growing equity. Homeownership is a big step, and we pride ourselves on our ability to find the best way forward for our clients. If a USDA loan isn’t the solution, then we can address the problem in other ways. For instance, first-time homebuyers can utilize an FHA loan if they have mediocre credit. We also offer HUD home loans and conventional mortgages. Our comprehensive approach means all of our clients will move into a home that satisfies them and their families.